Everything required to collect and scale payments.
A unified payment infrastructure that combines instant QR generation, dynamic gateway failover, signed webhooks, and merchant reports.
Smart Gateway Failover
Connect Paytm, BharatPe, or Manual UPI. Auto-route traffic if any payment channel encounters delay.
Instant Payment Links
Generate single-use or reusable payment checkout links with custom amount, reference, and expiry.
UTR Verification Engine
Customers submit UTR numbers for Manual UPI. Approve or verify transactions instantly from your panel.
Custom Checkout Branding
Upload your business logo and pick from 5 responsive, high-conversion payment page themes.
Signed HTTP Webhooks
Receive instant event callbacks with SHA-256 HMAC signature verification whenever payment status changes.
Real-Time Analytics
Track transaction history, daily revenue, customer trends, and gateway performance in real time.
Automated Email Alerts
Send instant payment confirmation emails to customers and welcome notifications to new merchants.
Merchant Referral Program
Share your referral link with other business owners and earn automated rewards on qualified plans.
Bank-Grade Security
CSRF protection, SQL injection prevention, rate limiting, and 256-bit SSL transaction encryption.
Why merchants choose PayIndia Gateway over traditional providers.
Compare how PayIndia's direct settlement & multi-gateway routing technology outperforms legacy payment aggregators.
| Feature / Parameter | Traditional Gateways (Razorpay/PayU) | PayIndia Smart Gateway |
|---|---|---|
| Transaction Processing Fee | 2.0% + GST per transaction | 0% Fee options available |
| Funds Settlement Time | T+2 or T+3 Business Days delay | Instant Direct-to-Bank Settlement |
| Gateway Uptime & Reliability | Single point of failure during bank outage | 99.98% Uptime with Multi-Gateway Failover |
| Supported Payment Channels | Single aggregator connection | Paytm, BharatPe, Freecharge, Intent & Manual UPI |
| Custom Branding & Logo | Aggregator branding enforced | 100% White-label with Custom Logo & Themes |
| Setup & Activation Time | Days of paperwork & manual KYC | Instant 2-Minute Self-Service Activation |
Start accepting payments in under 2 minutes.
No long approval delays or paper documentation. Get your merchant credentials and start collecting payments today.
Create Free Merchant Account
Register with your mobile number, email, and business name in 30 seconds.
Connect Payment Gateway / UPI
Add Paytm, BharatPe, Freecharge credentials or enter your VPA for Manual UPI QR.
Share Checkout Links or Integrate API
Generate payment links from dashboard or integrate our 5-line REST API in your app.
Receive Funds & Instant Webhooks
Money settles directly to your bank account with real-time HTTP webhook notifications.
Your Business Name
Choose a plan that fits your business.
Start with our free plan and upgrade anytime as your monthly payment volume grows.
Starter
- 5,000 Orders/month
- 3 Merchant Accounts
- Unlimited Webhooks
- Unlimited Payment Links
- Email Support
Business
- Unlimited Orders
- Unlimited Merchants
- Unlimited Webhooks
- Unlimited Payment Links
- Priority Support
- Advanced Analytics
Enterprise
- Custom Pricing
- Unlimited Everything
- Dedicated Account Manager
- Custom Integration
- SLA Guarantee
- 24/7 Support
Frequently Asked Questions
Everything you need to know about PayIndia UPI Payment Gateway infrastructure, APIs, and direct settlements.
Ready to Accept UPI Payments Today?
Create your merchant account in 2 minutes and start generating instant payment links.